Moats

I think you all would know Zoom Communications or its ticker ZM for short. Zoom have been the poster child that benefit from the pandemic since suddenly, we all need…

Most of my colleagues and I would usually went for a company retreat at the start of the year. Last year we went Da Nang [You can read about Da…

I have a Telegram member Rootie was considering adding US 20-year long term treasuries as a buffer from equity drawdown (when equities fall basically). This is because I shared a…

One of our advisers looked me up over the weekend because the adviser was reflecting on what transpired in the markets over 2025, but also over the last two years…

At the start of the year, I would usually report how much I spent in the past year. In this post, I will share my spending in the year of…

I am still on holiday now but I got to work on Gilgamesh, my personal project on and off while travelling around. I used to have someone ask me if…

I had about 18 days of leave to clear. And they all end up in a way that I could only clear them at the end of the year. Don’t…

I was going home with my colleague Nataly yesterday and we were discussing how different generation of people behave. We have an easy tendency to assume this generation is different…

What if I tell you that if you invest in a MSCI World tracking ETF, such as the IWDA using Interactive Brokers, you can get consistent inflation-adjusted 6% p.a. income…

I have this Telegram group member Rootie who was asking us about how we look at a medical sinking fund. If you wish to join my Singapore Financial Independence Telegram,…