Moats

Legal recruiter Lee Shulin was on this CNA show together with Edwin Tan from the Institute for Adult Learning to give their take on why young workers are walking away…

Last week, I did a round of review about the small regional US banks. The goal is to see their loan exposure to non-depository financial institutions (NDFI). These are the…

I have to apologize that my posting have been a little slow this week. There was a few things at work to get through and if it is not that,…

I met up with one of my long-time readers yesterday. He asked me a question that may seem perfectly normal to many of you, but caught me a little off…

If you only rely on 100% fixed income for your income, does that mean that mean your income cannot last 30 years? I think with my Gilgamesh, we can seek…

We are early into earnings season and this season I want to peek into how the small regional banks in the US do and what they say about their lending…

There was a period of time when I always wonder what the fxxk was this for. Well, it is not like my parents didn’t explain well why we go to…

Graham Stephan wrote a post two days ago that I connected well with: Why I’m selling all my real estate. Graham shared what was the final straw which eventually lead…

There is this Fullerton Wise Income fund that has 2 distribution class. The R class distributes 4.5% of the NAV. This is basically a constant-percentage withdrawal method and such a…

I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats…