I decided to put in some effort to do an introduction or how-to-use video of my Safe Income tool Gilgamesh. You can also find that it is now easier to access via the link on my menu at Investment Moats.
It is slightly longer, and you might find some of the time stamp useful.
You can watch my video here:
Timeline.
- 3:38: Why a simple percentage makes income planning (and also financial planning) much much simpler
- 11:12: What can you do with Gilgamesh (in summary)
- 17:05: The most standard Bengen SWR flow using Gilgamesh
- 29:33: I explain how to interpret what you are seeing
- 55:20: What happens if we be more conservative and use a lower SWR rate
- 56:30: How does it look if we lengthen the income tenure to a very long time?
- 59:00: Changing the portfolio allocation to one that you wish to simulate
- 1:06:00: How do you get the SWR or highest income that you can spend, for that type of portfolio allocation, for different tenure from 1 year to max number of years available? You can also download the data.
- 1:10:00: Profile the portfolio over 5-year, 10-year, 15-year, 20-year, 25-year, 30-year rolling returns and also all the deep portfolio drawdowns.
- 1:13:55: How does Flexible Spending Work?
- 1:19:42: How do you do a minimum Income Floor + Flexible Spending together?
- 1:22:10: How to you factor in an external income stream like CPF LIFE, Insurance Endowments into the plan to see if they reduce the stress on your portfolio.
Do let me know if you have further questions.
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Kyith worked as an IT operations engineer from 2004 to 2019. Currently, he works as a Senior Solutions Specialist in Fee-only Wealth Advisory Firm Providend. All opinions on Investment Moats are his own and does not represent the views of Providend.
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