Moats

I wrote about my meal prep routine twice and you can find them here: Frugal Life: How do I Meal Prep for 7 Days Lunch in Half a Day in…

Let’s go through a lot of these funds that distributes income and see the nature and quality of the income. These funds can be unit trust that you buy from…

In financial planning, sometimes we will be call upon to make some calculation. I think many felt that it has to be always rather personalized but perhaps you don’t have…

The 20-year US Treasury Yield breaches 5% recently. What does that mean? I think not a lot of people buy such a long duration fixed income yield because you are…

What makes a well-engineered software process? This is a question that comes and about my mind these few months. Part of the reason was hearing about some of the frustrating…

I would commonly tell a lot of people: It is good to go through the numbers first, before drawing a strong conclusion. I am quite a numbers person (if you…

I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats…

There is a new issue of Singapore Savings Bonds. I have tracked almost every issue of Singapore Savings Bond since its issue in Oct 2015. This chart shows the 10-year…

Here is the update for my Daedalus portfolio for April 2026. If work is not too busy, I will try to provide an update where possible. I explained how I…

In one of the chats that I happen to be able to observe, someone shared a video about when a 60/40 portfolio wasn’t working. I did not go and watch…