Rates

Carrying credit-card debt has become increasingly expensive over the past several years, but some warn that lower interest rates could reduce credit access.

The average rate on a 30-year fixed-rate mortgage fell to a near two-year low following Trump’s announcement about mortgage bonds.

Freddie and Fannie have been growing their mortgage bond holdings in recent months, but the 30-year fixed mortgage is still above 6%.

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 24, 2025, the best 12-month…

Mortgage applications decreased 5% for the week ending Dec. 19, according to the Mortgage Bankers Association—that’s the second straight week of declines. The Market Composite Index, a measure of mortgage…

High-yield savings account rates have surprisingly held steady after the Federal Reserve cut interest rates last week. As of December 22, 2025, leading online banks are still offering interest rates…

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Bborriss/iStock via Getty Images A lower share of U.S. adults now drinks alcohol, with the drinking rate at a multi-decade low and younger age groups in particular shifting away from…

Quick Read Homebuyer demand for mortgages remains near 2025 highs despite a slight weekly decline, with purchase loan applications up 19% year-over-year per the Mortgage Bankers Association (MBA) Weekly Mortgage…

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 10, 2025, the best 12-month…