Rates

Mortgage applications decreased 5% for the week ending Dec. 19, according to the Mortgage Bankers Association—that’s the second straight week of declines. The Market Composite Index, a measure of mortgage…

High-yield savings account rates have surprisingly held steady after the Federal Reserve cut interest rates last week. As of December 22, 2025, leading online banks are still offering interest rates…

Splash Financial See disclaimers at: https://www.splashfinancial.com/disclaimers/ Splash Financial, Inc. (NMLS #1630038), licensed by the DFPI under California Financing Law, license # 60DBO-102545 Terms and Conditions apply. Splash reserves the right to…

Bborriss/iStock via Getty Images A lower share of U.S. adults now drinks alcohol, with the drinking rate at a multi-decade low and younger age groups in particular shifting away from…

Quick Read Homebuyer demand for mortgages remains near 2025 highs despite a slight weekly decline, with purchase loan applications up 19% year-over-year per the Mortgage Bankers Association (MBA) Weekly Mortgage…

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 10, 2025, the best 12-month…

High-yield savings account rates have held steady going into the Fed Meeting this week. As of December 8, 2025, leading online banks are still offering interest rates up to 5.00%…

Splash Financial See disclaimers at: https://www.splashfinancial.com/disclaimers/ Splash Financial, Inc. (NMLS #1630038), licensed by the DFPI under California Financing Law, license # 60DBO-102545 Terms and Conditions apply. Splash reserves the right to…

Abe Student Loans Before applying for a private student loan, DR Bank and Monogram LLC recommend exhausting all financial aid alternatives including grants, scholarships, and federal student loans. The AbeSM…

Quick Read Homebuyer demand for purchase loans reached a 2025 high last week, rising 8% weekly and 20% year-over-year, driven primarily by FHA, VA, and USDA applications for lower-priced homes,…