If you only rely on 100% fixed income for your income, does that mean that mean your income cannot last 30 years? I think with my Gilgamesh, we can seek…
Moats
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Investment
What Do the Smaller US Banks Said about their Private Credit Exposure in Q1 2026 Earnings Call? Part 1 – Investment Moats
We are early into earnings season and this season I want to peek into how the small regional banks in the US do and what they say about their lending…
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There was a period of time when I always wonder what the fxxk was this for. Well, it is not like my parents didn’t explain well why we go to…
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Graham Stephan wrote a post two days ago that I connected well with: Why I’m selling all my real estate. Graham shared what was the final straw which eventually lead…
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There is this Fullerton Wise Income fund that has 2 distribution class. The R class distributes 4.5% of the NAV. This is basically a constant-percentage withdrawal method and such a…
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I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats…
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Here is the update for my Daedalus portfolio for March 2026. If work is not too busy, I will try to provide an update where possible. I explained how I…
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Investment
What Makes You So Special that You have Access to a True 15% p.a. Fund? – Investment Moats
One my colleague came to me if I heard of this fund. I took some time to point out whenever you look at a fund like this, firstly to be…
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Investment
How to Make Your Portfolio Grow Perpetually Even after Spending Inflation-adjusted Income? – Investment Moats
One of my Telegram group members retired at 39 years old and stopped getting a full-time salary in 2014. He sold his business and have been comfortable managing his public…
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Readers of Investment Moats long enough would know my tale with second hand monitors. I went to this guy’s home to buy a twin arm monitor arm that came up…
