Moats

What if I tell you that if you invest in a MSCI World tracking ETF, such as the IWDA using Interactive Brokers, you can get consistent inflation-adjusted 6% p.a. income…

I have this Telegram group member Rootie who was asking us about how we look at a medical sinking fund. If you wish to join my Singapore Financial Independence Telegram,…

I am concern about this concept call debasement of the currency. Debasement simply means making something worth less and less in value, and these set of actions is less apparent…

I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats…

Here is the update for my Daedalus portfolio for December 2025. If work is not too busy, I will try to provide an update where possible. I explained how I…

There is a new issue of Singapore Savings Bonds. I have tracked almost every issue of Singapore Savings Bond since its issue in Oct 2015. This chart shows the 10-year…

Last year, my private shield plan rider’s premiums went up from $201 to $373. Singlife Health Plus Private Lite premium went up by 85%. You can read Singlife Shield and…

Not too long ago, I made this observation that there are these people who go to banks and they end up purchasing these investment-linked policies (ILP). And in their mind,…

Larry Williams did his annual video about how he sees 2026. Larry is almost 83 years old and pretty much interested in the markets. These videos that he did shows…

There was a period of time when the insurers decided that instead of using funds managed by their own insurance affiliates (like here, here and here), they would find external…