Why Your Tap-to-Pay Habit Could Lead to Overspending

Remember that satisfying tap when you pay for your morning coffee? That split-second transaction feels almost magical – no fumbling for cash, no entering a PIN, just a quick wave of your card or phone and you’re done. But here’s the thing: that frictionless payment experience might be quietly wreaking havoc on your budget. The convenience of tap-to-pay has fundamentally changed how we spend…