Tbills

What happened? As Singapore marks its 61st National Day, I’ve been thinking about what financial independence means in practical terms. For me, part of it is making sure my spare…

By Beansprout Hi, I’m Gerald! I have been working in investment analysis for more than 12 years. Often, I encounter everyday investors who find it difficult to invest. At…

What happened? Interest rates continue their decline in August.  We saw the yield on the 6-month Singapore T-bill dipped further to 1.77%. The best fixed deposit rates in Singapore have also fallen. Meanwhile,…

What happened? As we progress halfway through 2025, we continue to see interest rates decline.  The yield on the 6-month Singapore T-bill dipped further to 2.05%, and the yield on…

It’s the second quarter of 2025 and with April comes new government bonds up for subscription. May 2025 Singapore Savings Bond (SSB) is now available for subscription, with rates falling…

Earlier this week, we saw the yield on the 6-month Singapore T-bill falling to 2.9%.  I also noticed that banks have lowered their fixed deposit rates this month, with the…