student

Key Points The Department of Education has launched two negotiated rulemaking efforts to implement student loan and Pell Grant changes in the One Big Beautiful Bill. These rulemaking committees will…

Key Points Income-driven repayment options are narrowing, and SAVE is being phased out. Parent PLUS borrowers face hard deadlines for consolidation and forgiveness access. Borrowers may need to act quickly…

Key Points The “Student Loan Tax Bomb” is a term that refers to the taxes owed on forgiven student loan debt in some circumstances. The tax bomb is set to…

Key Points Borrowers currently on SAVE, PAYE, or ICR will switch to RAP or IBR next year. Monthly payments could rise sharply for borrowers under these plans. Examples show some…

Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan (RAP). Existing…

Did you know that you can get a free college student bank account with all the perks you’d expect from a full-service account? Being a student doesn’t mean you have…

Key Points The Department of Education had signed formal agreements to transfer some federal student loan operations, including collections, to the Treasury Department. These transfers are part of a broader…

Key Points Federal student loan forgiveness is available through multiple programs. Public Service Loan Forgiveness, Teacher Loan Forgiveness, and Income-Driven Repayment Forgiveness are the most common federal programs. Borrowers should…

Key Points The FTC has permanently banned multiple companies and individuals for running fake student loan debt relief operations that promised forgiveness and charged illegal fees. These scams often targeted…

Key Points A proposed new student loan cap would tie borrowing limits to a national median cost of attendance by program. That formula automatically underfunds at least half of students…