RAP

New RAP and Tiered Standard Repayment Plan are now live on the online StudentAid IDR Application Paper application is still not finalized for RAP Borrowers are experiencing slow load times…

The SAVE Plan is ending. Borrowers pursuing PSLF should switch to IBR or another qualifying income-driven plan ASAP. The RAP plan launches July 1, 2026, and will be the only…

Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan (RAP). Existing…