Loans

Student loan balances fell $7 billion in Q2 2026 to $1.65 trillion, one of only two debt categories to decline, according to the New York Fed’s latest household debt report.…

Federal student loans offer the most borrower protections and flexible repayment options, but there are major changes to graduate and parent PLUS loans. Private loans and education lines of credit…

More than 93% of private undergraduate student loans required a cosigner but a small group of lenders now approves upperclassmen based on academic merit instead of a parent’s credit. Funding…

The federal budget has paved the way for more brand new homes to be built, but ensuring borrowers can finance these is crucial. Direct tax incentives for building new property…

Federal Parent PLUS loans have minimal credit requirements, but come with higher interest rates and origination fees. Private student loans can have lower rates but fewer borrower protections, and they…

Most major student loan refinance lenders require a FICO score of about 650 to 680 to qualify, but the lowest advertised rates are typically reserved for borrowers with scores of…

Ascent Student Loans *Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain…

‘Time is running out’: For years, parents have struggled under the weight of the loans they took on to help their kids pay for college. It’s about to get worse,…

If you’re wondering how to buy a house with low income, you’re not alone. Many buyers assume homeownership is out of reach if they earn less than the area’s median…

Ascent *Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain…