Loans

Most major student loan refinance lenders require a FICO score of about 650 to 680 to qualify, but the lowest advertised rates are typically reserved for borrowers with scores of…

Ascent Student Loans *Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain…

‘Time is running out’: For years, parents have struggled under the weight of the loans they took on to help their kids pay for college. It’s about to get worse,…

If you’re wondering how to buy a house with low income, you’re not alone. Many buyers assume homeownership is out of reach if they earn less than the area’s median…

Ascent *Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC. Loan products may not be available in certain jurisdictions. Certain…

Refinancing an MBA loan can lower interest rates but comes with trade-offs, especially if you have federal loans. However, federal student loans offer protections like income-driven repayment plans and student…

Students can still get student loans mid-year, but timelines vary and delays can impact disbursement. An Education Line of Credit (ELOC), such as those offered through Student Choice, can reduce…

The Big Beautiful Bill eliminates Grad PLUS loans beginning in the 2026-27 school year. Graduate students will face stricter borrowing caps and need rely on unsubsidized federal loans or private…

TL;DR: How This Calculator Works This tool estimates your discretionary income as defined by federal student-loan regulations, not personal-budget leftover money. Discretionary income = Your AGI – (150% or 225%…

Splash Financial has made a “splash” in the student loan market by offering some of the best rates and best student loan bonuses available.  They started out focusing on medical…