Most major student loan refinance lenders require a FICO score of about 650 to 680 to qualify, but the lowest advertised rates are typically reserved for borrowers with scores of…
Credit
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If you’re planning to buy a home, your credit score will play a major role in the mortgage process. It can influence whether you’re approved, the interest rate you receive,…
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It will now be easier for some Canadians to qualify for the disability tax credit (DTC) thanks to changes announced in last week’s Spring Economic Update by the federal government.…
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Investment
What Do the Smaller US Banks Said about their Private Credit Exposure in Q1 2026 Earnings Call? Part 2 – Investment Moats
Last week, I did a round of review about the small regional US banks. The goal is to see their loan exposure to non-depository financial institutions (NDFI). These are the…
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Knowing what’s on your credit report is the difference between getting approved for a mortgage at the best rate and getting denied — or worse, getting hit with fraud you…
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Investment
What Do the Smaller US Banks Said about their Private Credit Exposure in Q1 2026 Earnings Call? Part 1 – Investment Moats
We are early into earnings season and this season I want to peek into how the small regional banks in the US do and what they say about their lending…
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Stocks
Private credit not only won’t spark a financial crisis — it may be more stable than your bank
With 65% equity cushions and 10-year lockups, Wall Street’s ‘anti-banks’ won’t face a ‘Lehman moment.’
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Stocks
Carlyle’s private credit fund becomes the latest to see surge in redemption requests (CG:NASDAQ)
Win McNamee/Getty Images News Carlyle Group’s (CG) private credit fund is the latest to cap withdrawals after a surge in redemption requests, according to media reports. Carlyle Tactical Private Credit…
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Jamie Dimon warns of a “skunk at the party” in 2026 in the form of rising inflation leading to a selloff in the stock market.
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Investment
History Has Already Shown Us How Private Credit Challenges Played Out the Last Time. – Investment Moats
Covenantlite reminds us that before the close link between private credit and software companies, the private credit were infatuated with another thing: Shale oil and gas! Before Software, Private Credit’s…
