claim

“She was a teacher at a school district, so didn’t put much into Social Security.”

“Her husband passed away 10 years ago. They had been married for more than 20 years.”

Some children who don’t qualify for the government contribution may be eligible for an initial $250.

“I’ve always been a little skeptical of the government’s encouragement to delay claiming benefits.”

“I calculated her break-even point to be around age 78.”

“Others say she should start at full retirement age.”

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