student

Key Points Federal student loan forgiveness is available through multiple programs. Public Service Loan Forgiveness, Teacher Loan Forgiveness, and Income-Driven Repayment Forgiveness are the most common federal programs. Borrowers should…

Key Points The FTC has permanently banned multiple companies and individuals for running fake student loan debt relief operations that promised forgiveness and charged illegal fees. These scams often targeted…

Key Points A proposed new student loan cap would tie borrowing limits to a national median cost of attendance by program. That formula automatically underfunds at least half of students…

Key Points The SAVE repayment plan remains in legal limbo, and borrowers are in administrative forbearance while the court weighs its future. The reconciliation bill advancing in Congress would eliminate…

Key Points New online applications for income-driven repayment (IDR) are being processed in about a week. Servicers are prioritizing cases where legal eligibility is clear, while SAVE-related requests remain delayed…

Key Points Student loan borrowers can still enroll in PAYE and ICR , but loan forgiveness at the 20- or 25-year mark is paused due to a court injunction. Forgiveness…

Key Points The proposed “Student Success and Taxpayer Savings Plan” would repeal most existing income-driven repayment plans, replacing them with a single 30-year AGI-based repayment option. Current borrowers in the…

The new interest rates on federal student loans for 2025-26 school year are set to fall slightly. The interest rates on federal student loans are fixed interest rates for the…

Key Points A new proposed reconciliation bill would overhaul federal student loans by setting stricter borrowing limits, ending Parent PLUS Loans, and creating new repayment rules for loans after July…

Key Points The Department of Education walked back a court filing that suggested spousal income would be included for borrowers who file taxes separately. The actual change involves how family…