student

Key Points Federal student loans still offer stronger protections, but changes to repayment programs, especially for parents, changes the dynamic. Private student loans can offer lower rates for creditworthy borrowers…

Finding the best student loans and current student loan rates can be daunting. Paying for college is already challenging enough, but how do you find a lender? What should you…

Key Points Public Service Loan Forgiveness (PSLF) remains one of the most misunderstood federal student loan programs, and errors can derail years of progress. Choosing the right repayment plan, submitting…

Key Points The Department of Education has launched two negotiated rulemaking efforts to implement student loan and Pell Grant changes in the One Big Beautiful Bill. These rulemaking committees will…

Key Points Income-driven repayment options are narrowing, and SAVE is being phased out. Parent PLUS borrowers face hard deadlines for consolidation and forgiveness access. Borrowers may need to act quickly…

Key Points The “Student Loan Tax Bomb” is a term that refers to the taxes owed on forgiven student loan debt in some circumstances. The tax bomb is set to…

Key Points Borrowers currently on SAVE, PAYE, or ICR will switch to RAP or IBR next year. Monthly payments could rise sharply for borrowers under these plans. Examples show some…

Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan (RAP). Existing…

Did you know that you can get a free college student bank account with all the perks you’d expect from a full-service account? Being a student doesn’t mean you have…

Key Points The Department of Education had signed formal agreements to transfer some federal student loan operations, including collections, to the Treasury Department. These transfers are part of a broader…