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TL;DR: How This Calculator Works This tool estimates your discretionary income as defined by federal student-loan regulations, not personal-budget leftover money. Discretionary income = Your AGI – (150% or 225%…

People who lost homes in the Palisades and Eaton fires can now go online to pick vetted residential templates that could save them money and be ready as early as…

If time is truly more precious than money, then spending money to buy back your time is the wisest trade of all. Here’s an example of overcoming my frugality to…

Financial experts agree that cutting out social media can tackle an underlying cause of overspending.

It’s been several months since we returned from Hawaii, and surprisingly, my FOMO about the AI tech boom has faded. Sure, I still don’t have a job paying me gobs…

Published: by Crystal Paine on September 6, 2025  |  This post may contain affiliate links. Read my disclosure policy here. Want to grow your indoor plant collection without spending a fortune? Don’t…

Published: by Crystal Paine on August 30, 2025  |  This post may contain affiliate links. Read my disclosure policy here. Discover smart and easy ways to save money while eating out with…

Welcome to Slate Sundays, CryptoSlate’s new weekly feature showcasing in-depth interviews, expert analysis, and thought-provoking op-eds that go beyond the headlines to explore the ideas and voices shaping the future of…

Key Points Interest begins accruing August 1, 2025, for SAVE borrowers in forbearance, prompting some to consider switching plans. Borrowers pursuing Public Service Loan Forgiveness or with significant payment history…

Image Source: Pexels Saving every $5 bill you come across for a full year might sound like a small challenge. But it can lead to surprisingly big results. This simple,…