RRSPs

Do you know your TFSA from your RRSP? While both savings vehicles can help Canadians build wealth and plan for retirement, there are numerous differences in how they are structured.…

With the start of the 2026 registered retirement savings plan (RRSP) season, I’m reminded of a meeting a couple of years ago. I met with a client who was interested…

Q. I am 52 years old and am being laid off this year due to my company closing its doors. Job prospects are not looking good so far. I got…

Rosemary* turned 71 this summer and knows she has to convert her registered retirement savings plans (RRSPs) into registered retirement income funds (RRIFs), but isn’t sure how to do so…

Q. I’m a 58-year-old surgical nurse retiring in July. My retirement pension will be roughly $55,000 annually and it will start paying out in September. I have $48,000 in unused…