Refinancing

Mortgage applications fell for the fourth straight week—down 0.8% for the week ending April 3, according to the Mortgage Bankers Association. The Market Composite Index, a measure of mortgage loan…

Unlike most people, I love ARMs, or adjustable-rate mortgages. Adjustable-rate mortgages have helped me save over $300,000 in mortgage interest expense since 2005 compared to if I had taken out…