Rates

Mortgage rates ticked up on Thursday, a week after dropping to their lowest level in more than three years, amid volatility in the bond market stirred up in part by…

Homebuyers and those looking to lock in rates refinancing may have missed their window for lower rates with 53 lenders hiking since the last RBA board meeting. Two lenders have…

It’s a major shift from where rates were a year ago: Last January, the 30-year rate averaged 7.04%.

“The Fed has got to get the rate down to 3% — I think that is closer to equilibrium,” BlackRock’s chief investment officer of global fixed income said.

Federal Reserve Chair Jerome Powell has issued an extraordinary statement revealing that he is under federal criminal investigation, calling the probe a futile pressure tactic to force lower interest rates.…

Carrying credit-card debt has become increasingly expensive over the past several years, but some warn that lower interest rates could reduce credit access.

The average rate on a 30-year fixed-rate mortgage fell to a near two-year low following Trump’s announcement about mortgage bonds.

Freddie and Fannie have been growing their mortgage bond holdings in recent months, but the 30-year fixed mortgage is still above 6%.

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 24, 2025, the best 12-month…

Mortgage applications decreased 5% for the week ending Dec. 19, according to the Mortgage Bankers Association—that’s the second straight week of declines. The Market Composite Index, a measure of mortgage…