Key Takeaways The Federal Reserve is researching tokenization, smart contracts, and AI to further modernize the payment system. Stablecoins and recent legislation like the GENIUS Act are shaping the future…
payments
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Real Estate
How Much House Can You Afford with $50k Salary: Interest Rates, Down Payments, Loans and More
When living in a larger metro like Seattle, WA, a $50k salary won’t help you get very far when it comes to owning property, but that doesn’t mean you can’t…
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Nebeus, a fast-growing digital finance platform redefining how people pay, earn, and manage money with crypto, has officially launched its crowdfunding campaign on Republic, a trusted global investment platform that…
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Key Points Borrowers currently on SAVE, PAYE, or ICR will switch to RAP or IBR next year. Monthly payments could rise sharply for borrowers under these plans. Examples show some…
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Walmart and Amazon are reportedly mulling plans to issue their own US dollar-backed stablecoins for customers, signaling wider institutional stablecoin adoption amid improving regulatory clarity in the United States. The…
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voronaman / Shutterstock.com You’ve seen those tempting checkout options — “Split this into 4 easy payments!” or “Pay over 6 weeks with no interest!” Buy now, pay later (BNPL) services…
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Key Points The proposed “Student Success and Taxpayer Savings Plan” would repeal most existing income-driven repayment plans, replacing them with a single 30-year AGI-based repayment option. Current borrowers in the…
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karen roach / Shutterstock.com When mortgage rates increase, your monthly payments can balloon fast, especially if you buy a home, refinance, or have an adjustable-rate loan. But that doesn’t mean…
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Investment
Most Younger Singaporeans Would Likely be CPF Millionaires Even after BTO HDB Mortgage Payments
Ok after the Election post, let us get back to something proper. In the last article, I reflected upon how likely many of us can eventually be CPF Millionaire and…
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Photos, videos and data move at the speed of a click, yet moving money can take days and is costly, especially when transacting across the world. But why? Shouldn’t moving…