mortgage

Q. I was divorced three years ago at age 53 and am currently trying to decide when to retire. I’d like it to be sooner rather than later, but I…

Quick Read The Federal Reserve cut short-term rates by 0.25% to 3.75%-4% but Chair Powell signaled a December rate cut is uncertain, prompting a rise in mortgage rates. Yields on…

“He refuses to take their names off the mortgage without getting paid.”

Mortgage rates got room to come down Tuesday after Federal Reserve Chair Jerome Powell said central bank policymakers are open to another rate cut this month, and may soon put…

Equifax is slashing pricing for mortgage lenders who use FICO score alternative VantageScore 4.0 in response to a direct licensing program FICO score provider Fair Isaac has rolled out to…

The federal government shutdown stretched past the one-week mark, interrupting data releases and likely delaying some home closings. Mortgage lenders have received guidance from Fannie and Freddie on adaptations they…

Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a personal choice. In this post, I’ll share my perspective by drawing on both real-life experience…

After the Federal Reserve cut its federal funds rate last week, we’ve heard from several Fed members. Their speeches reinforce a key takeaway from the meeting’s summary of economic projections:…

Homebuyers sitting on the sidelines have been seeing federal mortgage rates hovering above 6%, but the good news is—depending on what state you live in—you may find lower rates. The…

Aspiring millennial homebuyers dominated in 2024, filing nearly half of all mortgage applications across the nation’s top 50 metros—especially in some of the most expensive markets.  House hunters aged 28…