mortgage

Freddie and Fannie have been growing their mortgage bond holdings in recent months, but the 30-year fixed mortgage is still above 6%.

Mortgage applications decreased 5% for the week ending Dec. 19, according to the Mortgage Bankers Association—that’s the second straight week of declines. The Market Composite Index, a measure of mortgage…

Mortgage loan modification is a foreclosure-prevention option that permanently changes the terms of your existing mortgage to make payments more affordable. If you’re a homeowner facing a long-term financial hardship—such…

Quick Read United Wholesale Mortgage (UWM) will acquire RoundPoint Mortgage Servicing’s parent, Two Harbors Investment Corp., in a $1.3 billion all-stock deal expected to close in Q2 2026, pending approvals.…

A 2-1 buydown can be a useful option for buyers who want lower mortgage payments in the first years of homeownership—especially in today’s higher-rate market. Whether you’re buying a house…

Quick Read Homebuyer demand for mortgages remains near 2025 highs despite a slight weekly decline, with purchase loan applications up 19% year-over-year per the Mortgage Bankers Association (MBA) Weekly Mortgage…

“We will not be downsizing our home, but we do have rental income of about $1,500 per month.”

If you’re planning to buy a home with less than 20% down—whether you’re browsing a house for sale in Seattle, WA or checking out a home in Austin, TX—you’ll likely…

Housing is one of life’s fundamental needs, right up there with food, water, and safety. For decades, though, housing affordability has become increasingly out of reach for the average American.…

A proposal floated by the Trump administration over the weekend to address homebuyer affordability by allowing mortgage giants Fannie Mae and Freddie Mac to back 50-year mortgages has been met…