mortgage

Equifax is slashing pricing for mortgage lenders who use FICO score alternative VantageScore 4.0 in response to a direct licensing program FICO score provider Fair Isaac has rolled out to…

The federal government shutdown stretched past the one-week mark, interrupting data releases and likely delaying some home closings. Mortgage lenders have received guidance from Fannie and Freddie on adaptations they…

Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a personal choice. In this post, I’ll share my perspective by drawing on both real-life experience…

After the Federal Reserve cut its federal funds rate last week, we’ve heard from several Fed members. Their speeches reinforce a key takeaway from the meeting’s summary of economic projections:…

Homebuyers sitting on the sidelines have been seeing federal mortgage rates hovering above 6%, but the good news is—depending on what state you live in—you may find lower rates. The…

Aspiring millennial homebuyers dominated in 2024, filing nearly half of all mortgage applications across the nation’s top 50 metros—especially in some of the most expensive markets.  House hunters aged 28…

Every interest rate move by the Bank of Canada triggers the existential mortgage question of whether to go fixed or variable , but what if you didn’t have to choose?…

Quick Read Mortgage refinance applications surged 58 percent last week and 70 percent year-over-year, driven by 2025-low mortgage rates. Nearly 60 percent of applications were for refis, but demand for…

Investors are warming to the idea that the Trump administration might try to cajole the Federal Reserve into buying government-backed mortgage bonds once again.

In response to mounting warning signs from the labor market, the Federal Reserve is preparing to cut its benchmark interest rate for the first time in nine months. Most economists…