Moats

I am still on holiday now but I got to work on Gilgamesh, my personal project on and off while travelling around. I used to have someone ask me if…

I had about 18 days of leave to clear. And they all end up in a way that I could only clear them at the end of the year. Don’t…

I was going home with my colleague Nataly yesterday and we were discussing how different generation of people behave. We have an easy tendency to assume this generation is different…

What if I tell you that if you invest in a MSCI World tracking ETF, such as the IWDA using Interactive Brokers, you can get consistent inflation-adjusted 6% p.a. income…

I have this Telegram group member Rootie who was asking us about how we look at a medical sinking fund. If you wish to join my Singapore Financial Independence Telegram,…

I am concern about this concept call debasement of the currency. Debasement simply means making something worth less and less in value, and these set of actions is less apparent…

I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats…

Here is the update for my Daedalus portfolio for December 2025. If work is not too busy, I will try to provide an update where possible. I explained how I…

There is a new issue of Singapore Savings Bonds. I have tracked almost every issue of Singapore Savings Bond since its issue in Oct 2015. This chart shows the 10-year…

Last year, my private shield plan rider’s premiums went up from $201 to $373. Singlife Health Plus Private Lite premium went up by 85%. You can read Singlife Shield and…