IBR

Borrowers close to Public Service Loan Forgiveness (PSLF) are weighing whether to wait for the buyback program or resume active payments under income-driven repayment (IDR). PSLF buyback can recover missed…

Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan (RAP). Existing…