fixed

What happened? As Singapore marks its 61st National Day, I’ve been thinking about what financial independence means in practical terms. For me, part of it is making sure my spare…

If you only rely on 100% fixed income for your income, does that mean that mean your income cannot last 30 years? I think with my Gilgamesh, we can seek…

By Beansprout Hi, I’m Gerald! I have been working in investment analysis for more than 12 years. Often, I encounter everyday investors who find it difficult to invest. At…

I have a Telegram member Rootie was considering adding US 20-year long term treasuries as a buffer from equity drawdown (when equities fall basically). This is because I shared a…

Homebuyers and those looking to lock in rates refinancing may have missed their window for lower rates with 53 lenders hiking since the last RBA board meeting. Two lenders have…

“I’ve already listed them as beneficiaries on my 401(k).”

Carl Kaufman came on Excess Return podcast to talk about fixed income. Carl is the co-CEO, CIO of a fixed income fund of Osterweis Capital Management. Whenever you look at…

Every interest rate move by the Bank of Canada triggers the existential mortgage question of whether to go fixed or variable , but what if you didn’t have to choose?…

What happened? Interest rates continue their decline in August.  We saw the yield on the 6-month Singapore T-bill dipped further to 1.77%. The best fixed deposit rates in Singapore have also fallen. Meanwhile,…

What happened? As we progress halfway through 2025, we continue to see interest rates decline.  The yield on the 6-month Singapore T-bill dipped further to 2.05%, and the yield on…