December

I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats…

Here is the update for my Daedalus portfolio for December 2025. If work is not too busy, I will try to provide an update where possible. I explained how I…

What happened? The next 6-month Singapore T-bill auction (BS26100A) will be on 31 December 2025. In the most recent auction on 18 December, the cut-off yield for the 6-month Singapore…

After years of pauses and temporary protections, student loan collections are set to restart in a very real way. Federal officials confirmed this week that wage garnishment for borrowers in…

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 24, 2025, the best 12-month…

High-yield savings account rates have surprisingly held steady after the Federal Reserve cut interest rates last week. As of December 22, 2025, leading online banks are still offering interest rates…

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What happened? The next 6-month Singapore T-bill auction (BS25125Z) will be on 18 December 2025. This will be the last 6-month T-bill auction of 2025. After the cut-off yield for…

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of December 10, 2025, the best 12-month…

High-yield savings account rates have held steady going into the Fed Meeting this week. As of December 8, 2025, leading online banks are still offering interest rates up to 5.00%…