Credit

Getting pre-approved is one of the most important first steps in the homebuying process—but many buyers hesitate because they’re worried it will hurt their credit. Whether you’re buying a house…

“The card served its purpose while our kids were young.”

Image source: shutterstock.com With so many credit cards flooding the market, it’s easy to get lost in flashy promises and fine print. Every issuer claims its rewards or benefits will…

Queenslanders living in fear of losing their homes are racking up credit card debt to the highest level since Covid in order to meet mortgage repayments as the cost-of-living crisis…

The average U.S. credit score held steady at 701, down one point from last year, signaling slight softening in borrower credit quality. Mortgage delinquencies climbed to a five-year high, while…

Image source: shutterstock.com Dual-income, no-kids (DINK) couples are often seen as having a financial advantage. With two salaries and fewer dependents, they have the freedom to invest, travel, and save…

“Doesn’t a 30-year history of good credit count for anything?”

Equifax is slashing pricing for mortgage lenders who use FICO score alternative VantageScore 4.0 in response to a direct licensing program FICO score provider Fair Isaac has rolled out to…

Credit card fraud rose sharply in the first half of 2025, according to a trends report by Equifax Canada . Released Oct. 1, the Equifax report said third-party fraud now…

Credit unions are nonprofit, member-owned institutions that often offer lower fees and better loan rates than banks, but usually have fewer branches and less advanced technology. Both credit unions and…