I have this Telegram group member who was trying to figure out: Given the options of money market funds such as the Fullerton Cash Fund, and fixed income funds like…
Cash
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What happened? Interest rates continue their decline in August. We saw the yield on the 6-month Singapore T-bill dipped further to 1.77%. The best fixed deposit rates in Singapore have also fallen. Meanwhile,…
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Stocks
The stock market is turning into a casino — raise cash, and also buy this AI company, says strategist
Yves Lamoureux has shifted his view on stocks to neutral from “extremely bullish,” as he says investors have turned into gamblers.
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I did not have a good week at work. Whenever I struggle with work and have no one to confide to, there are usually some random thoughts. Sometimes they just…
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Stocks
When my friend was on her deathbed, her parents took $25,000 in cash and won’t give it to her son. Do we tell him?
“They are a very religious family. These are the same people who hug the altar every week.”
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Crypto Currency
Tether to end USDT support for Omni, Bitcoin Cash SLP, Kusama, EOS, and Algorand in September
Key Takeaways Tether will end USDT support and freeze tokens on Omni, Bitcoin Cash SLP, Kusama, EOS, and Algorand blockchains starting September 1, 2025. The company will focus on high-utility…
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Stocks
My wife and I have $7,000 a month in pensions and Social Security, plus $140,000 cash. Can we afford to retire?
“My wife of 20 years is a Japanese national and lives in the U.S. as a permanent resident.”
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What happened? As we progress halfway through 2025, we continue to see interest rates decline. The yield on the 6-month Singapore T-bill dipped further to 2.05%, and the yield on…
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Investment
Why 100% Cash Isn’t Always Prudent for Income Seekers Focused on Long-Term Sustainability
The wealth effect is an economic concept that describes how people’s spending behavior changes when their perceived wealth changes, even if their actual income hasn’t changed. When people feel richer,…
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You may need to pay cash first for your bill before your health insurance plan will reimburse you the money if you decide to go through non-emergency (elective) treatments. We…