borrowers

Key Points Public Service Loan Forgiveness (PSLF) remains one of the most misunderstood federal student loan programs, and errors can derail years of progress. Choosing the right repayment plan, submitting…

Key Points Interest begins accruing August 1, 2025, for SAVE borrowers in forbearance, prompting some to consider switching plans. Borrowers pursuing Public Service Loan Forgiveness or with significant payment history…

Key Points Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan (RAP). Existing…

Key Points The proposed “Student Success and Taxpayer Savings Plan” would repeal most existing income-driven repayment plans, replacing them with a single 30-year AGI-based repayment option. Current borrowers in the…

Delinquency trends are going from bad to worse, according to one analysis.

Key Points IDR applications reopened after legal pressure, but processing remains paused. Recertification deadlines for many borrowers already enrolled in IBR, PAYE, and ICR have been extended. SAVE plan remains…

Key Points The Department of Education has halted all income-driven repayment (IDR) plan applications, including online and paper submissions, following a court order. Borrowers who missed their IDR recertification deadline…

Savings are there to be made in the suburbs. Picture: Supplied IF and when the RBA finally cuts the cash rate, I will be leaving my own rates on hold.…

The Biden White House took big swings at student-loan relief, but its efforts were complicated by opposition.