401k

If you’re struggling to save enough for a downpayment, you may be wondering if tapping into your 401(k) is the right option. While it’s possible, doing so comes with significant…

It’s not just about risk and fees, but about knowing how much you have and having access to your money when you need it.

“A company representative said the account needed to be emptied within a 10-year period.”

“My 401(k) retirement planner shows I’ll likely be short $1,500 every month during my retirement.”

“What happens if the participant gets married again, but doesn’t update the beneficiary to be their new spouse? “

“‘I am married, live in Texas and have no debt other than a mortgage of about $2,200 a month.”

Your target-date fund might have the wrong mix for you, and new alternatives could be risky.

“I have $3,000 in gold and Social Security income for me and my spouse makes $46,180 a year.”

Stock-market weakness in the first quarter of 2025 knocked some retirement investors out of the millionaires club, but it didn’t stop workers from saving.

It may take time to see cryptocurrency retirement-plan options.