What happened?
Interest rates have been coming down since the start of this year. The yield on the 6-month Singapore T-bill has slipped to just 1.44% p.a. as of 28 August 2025, its lowest level in years. For investors who have been relying on T-bills as a way to earn passive income, falling rates have raised an urgent question: how can I generate regular income without taking on excessive risk? One possible alternative is to look at resilient bond funds or ETFs. In particular, Singapore dollar denominated short term bond funds have been in focus as a way to generate steady income with fewer ups and downs and lower currency risks. In this article, I’ll dive deeper into the LionGlobal Short Duration Bond Fund (Active ETF SGD Class),…