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Get Smart: The Christmas That Pays for Itself

by Deidre Salcido
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When December rolls around in Singapore, the first obvious sign to most Singaporeans isn’t necessarily the lights on Orchard Road.

It’s Mariah Carey.

The moment “All I Want for Christmas Is You” starts echoing through every mall and supermarket, we know the festive season has officially begun.. along with one of the most expensive months of the year. Between gatherings, gifts, holidays, and outings spending tends to rise even as work winds down.

And that’s exactly when dividends start to feel like the real Christmas bonus.

Every December, my days also get packed with activities such as holidays, outings with kids, meals, and the occasional claw machine attempt. My spending goes up whether I plan for it or not.

That’s why dividends feel so comforting. They slip quietly into my bank account without me having to do a thing, reminding me that the work I put in earlier is easing the load now….



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