Up To $1,000 With Raisin
Raisin is currently offering a fantastic tiered bonus for new deposits. Raisin is a platform that connect you with savings accounts, money market accounts, and CDs. Their partners offer some of the highest interest rates available.
Right now, they are offing the following tiered bonus:
- Deposit $10,000: $75 Bonus
- Deposit $25,000: $250 Bonus
- Deposit $50,000: $500 Bonus
- Deposit $100,000: $1,000 Bonus
This bonus is open to all new customers for all products. The first deposit date must be between August 1st, 2025 at 12:00 AM and November 30, 2025 11:59 PM. Customers must input the code `EASY` at the time of sign-up to qualify. Funds must be deposited within 14 days and maintained for 90 days.
Read our full Raisin review here.
Get up to a $1,000 bonus!
Up To $400 With PNC Virtual Wallet
PNC Virtual Wallet has three primary features: Spend (checking), Reserve (earning interest on checking), and Growth (savings). In a nutshell, it’s a checking account with an interest-earning option.
To avoid the $7/month fee in the basic Virtual Wallet checking account, you’ll need to do $500/month in qualifying direct deposits, maintain a $500 balance, or be at least 62 years old.
Virtual Wallet with Performance Spend earns interest on balances of $2,000 or more. It has a $15/month fee, but you can avoid it in several ways — $2,000 in qualifying direct deposits, a $2,000 balance, or $10,000 in combined PNC consumer deposits.
Virtual Wallet with Performance Select also earns interest on balances of $2,000 or more. It has a $25/month fee that is waived by $5,000 in qualifying direct deposits; a $5,000 balance (including up to 7 linked checking accounts); or $25,000 in combined balances or PNC consumer deposits, and/or investments. This account is also eligible for the higher relationship rates.
And right now, they have a promotional offer where you can earn up to $400 when you complete qualifying activities. Offer valid through November 17, 2025. Member FDIC.
Earn $100 with a new PNC Virtual Wallet and you establish total qualifying direct deposits of
$500 or more to the new Virtual Wallet within the first 60 days.
Earn $200 when you establish total qualifying direct deposits of $2,000 or more to the new
Virtual Wallet with Performance Spend within the first 60 days.
Earn $400 when you establish total qualifying direct deposits of $5,000 or more to the new
Virtual Wallet with Performance Select within the first 60 days.
Read our full PNC Bank review here.
$400 Cash Bonus* with BMO Smart Advantage Checking
The Smart Advantage Checking account is a great basic checking account with $0 monthly fees with paperless statements.
This account also gives you access to 40,000 fee-free ATMs nationwide! And, if you enroll in paperless statements, the $3 monthly fee for check images are waived.
Right now, earn a $400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 – 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
Read our full BMO Bank review here.
Learn more about BMO Smart Advantage account here.
Earn up to a $400 cash bonus!
Up To $300 With CIT Bank Platinum Savings
The CIT Bank Platinum Savings is one of our top accounts because they consistently have one of the highest interest rates offered to consumers. Also, their platform in incredibly easy to use, with the ability to sign up and get started in minutes.
CIT Platinum Savings a two-tiered savings account. Right now you can earn up to 3.85% APY* with a $5,000 minimum balance. Otherwise you’ll earn 0.25% APY. See website for full details.
There is a $100 minimum deposit required to open an account.
Bonus: You can qualify for up to a $300 cash bonus when you open a new CIT Bank Platinum Savings Account and complete qualifying activities. You can early $225 cash with a minimum deposit of $25,000, or $300 cash with a minimum deposit of $50,000. Use promo code PS2025 when opening the account. See CIT Bank for full promotion details.
Read our full CIT Bank review here.
$300 with Key Smart Checking®
Key Bank offers the Key Smart Checking® Account. This checking account is a free, non-interest-bearing account that has no minimum balance requirement, offers automatic overdraft protection from a linked KeyBank savings account, paper checks, and more!
They are very mobile friendly, have access to over 40,000+ KeyBank and Allpoint® ATMs nationwide.
Plus, right now they are offering a great bonus offer! You can earn a $300 cash bonus when you open a Key Smart Checking® account online by December 19, 2025 and complete qualified activities.
To qualify, you must do the following:
- Open a Key Smart Checking® account online by December 19, 2025.
- Make the minimum opening deposit of $10, plus a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Accounts must not be closed at the time of gift payment.
Learn more about Key Smart Checking® here.
Read our full KeyBank review here.
$200 with Barclays Bank
Barclays Bank has a tiered savings account that’s highly comparable to other high yield online savings accounts.
Unlike others on this list, there are no monthly maintenance fees on this account with Barclays. They are about as traditional a bank as you get.
Right now you can earn up to 4.10% APY, with minimum balance requirements.
The tiers are:
Bonus Offer: Right now, Barclays is offering a $200 bonus to new bank customers who open a Tiered Savings account and deposit at least $30,000 within the first 30 days. You’ll need to maintain at least $30,000 for the next 120 days, and the $200 bonus will be added directly to the account. Terms apply.
Read our full Barclay’s Bank review here.
$200 With Live Oak Bank Personal Savings
Live Oak Bank is an FDIC-insured bank that is on a mission to be America’s small business bank. They offer a great personal savings account. You can open an account online in minutes, and they are designed to make opening an account simple and easy!
The high yield savings account has a 3.90% APY. Customers must have a balance of $0.01 to earn interest.
And right now, you can get a $200 bonus when you open an account and complete qualifying activities.
To earn your $200 bonus for personal savings, you must do the following:
- Open a new account between 10/13/2025 and 11/30/2025
- Deposit at least $20,000 and fully fund by November 30, 2025
- Account must be funded from an external account, one bonus per tax identification number
- Maintain a balance of $20,000 or more for 60 consecutive days
- Click below for the full promotional requirements
Check out their Personal Savings Account here >>
$200 With Upgrade Rewards Checking
Upgrade Rewards Checking is currently offering a $200 bonus when you open a Rewards Checking account with a personal loan, and make three qualifying debit card transactions within the first 60 days.
The Upgrade Rewards Checking account is one of our top picks for free checking because there are no minimum deposits, no monthly maintenance fees, no ATM fees, and more!
Bonus: Right now, you can earn a $200 bonus if you combine the Rewards Checking account with an Upgrade personal loan and make 3 qualifying debit card transactions.
- Just open an Upgrade Personal Loan and Upgrade Rewards Checking Account
- Fund your account and make three debit card transactions within the first 60 days
- $200 bonus will be credited to your account within 60 days of completing the above requirements
Read our full Upgrade review here.
$200 With Navy Federal Credit Union
Navy Federal Credit Unions offers CDs, called share certificates at the credit union. They have some great promotional CDs, as well as standard term ones.
Right now you can get up to 3.90% APY on a 12-month CD option, with a minimum $100,000 deposit. Otherwise you’ll earn 3.85% APY.
Their CD have a $1,000 minimum deposit requirement, no maximum deposit, no monthly fees, and easy funds transfers!
Bonus: Open a 12-Month EasyStart Share Certificate by November 30, 2025 and get a $200 bonus!
Read our full Navy Federal Credit Union review.
