Summary
The Bank of China (BOC) SmartSaver Savings account offers a base interest of 0.10% p.a. for your first S$100,000.When you spend, pay and credit your salary, you can earn up to 1.60% p.a. with the Bank of China SmartSaver Savings account on your first S$100,000.You can earn an additional 3% p.a. with the purchase of eligible wealth products to unlock the highest interest tier of 4.60% p.a. for your first S$100,000.
What is the Bank of China SmartSaver Savings Account?
The Bank of China’s SmartSaver savings account is a multi-currency, high-yield account that offers an impressive interest rate of up to 4.60% per annum (p.a.) on your first $100,000. However, obtaining this attractive rate requires meeting several conditions. Let’s explore the details of the Bank of China SmartSaver account and how you can maximise its benefits. Source: Bank of China as of 4 November 2025
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